Track bank cards, stocks, funds, precious metals & crypto in one app

Scattered assets are hard to see clearly

Your bank cards live in a banking app, your credit card statement is in another, stocks and funds sit in a brokerage app, gold might be a note on your phone, and crypto is split across an exchange or wallet app. Each app only shows its own slice — none of them tell you what you actually have, what you owe, and what your real net worth is.

How ArkFlow solves it: card-based multi-account management

ArkFlow turns every asset into its own card. Supported account types include bank cards, credit cards, cash accounts, stocks, funds, precious metals (gold, silver, and more), crypto, virtual accounts, plus liabilities and receivables. Every card stacks into one wallet you can flip through, instead of switching between a dozen apps.

How net worth is calculated

For stocks, funds, precious metals, and crypto, prices sync automatically on iOS. On Android, you currently update the value yourself, with automatic sync in development. If your assets are held in different currencies (say USD, EUR, and CNY), ArkFlow automatically converts them at live exchange rates into a single base currency, then calculates your real net worth — total assets minus total liabilities — without you doing the currency math.

Credit card and bill reminders

Beyond the asset overview, ArkFlow's home screen automatically summarizes the next seven days of bills and payment due dates, and you can mark them paid with one tap — no more late fees or missed 0% APR windows.

Who this is for

If you want a private, local-first way to organize your bank cards, stocks, funds, precious metals, and crypto — without handing your bank or brokerage credentials to a third-party aggregator — ArkFlow fits better than finance apps that require "connect your bank in one click." Your data stays on your own device by default.

See the FAQ for more details, or download for iOS / download for Android to try it.