ArkFlow Official Site

Know where your money stands.

Keep accounts, investments and debts in one app.

Focus

Every card detail, within reach.

Tap to check balances, notes and account records.

Gestures

Find your card. Check your balance.

Swipe to switch accounts. Tap to see the details.

Card wall

More cards. Less searching.

Recognize the account you need by its card image.

Net worth

Know what you own and owe.

See your assets and debts as one net worth total.

ArkFlow card wall view

Local-first

Your financial records, in your hands.

Records stay on your device by default. Hide amounts and card numbers with a tap.

Features

Less to juggle. More clarity.

Scattered accounts, one place.

Bank cards, credit cards, cash accounts, stocks, funds, digital wallets — no matter how scattered across apps, ArkFlow organizes them into flippable cards, as intuitive as a real wallet.

ArkFlow card stack wallet view

From cash to investments, keep track.

Bank cards, credit cards, cash, stocks, funds, precious metals, crypto, virtual accounts — track each holding as its own card. On iOS, prices for stocks, funds, precious metals, and crypto sync automatically; on Android you currently update these values yourself, with automatic sync coming soon. Balances in different currencies convert automatically at live exchange rates into one net worth total.

ArkFlow account detail view showing stock, fund, precious metal, and crypto accounts

See what remains after debts.

Mortgages, loans and credit card balances belong alongside your assets. ArkFlow brings together the assets, money owed to you and debts you record, converting currencies into one net worth total.

ArkFlow net worth overview

Keep payment dates in view.

Your home screen automatically summarizes the next seven days of bills and due dates. Mark them paid with one tap — no more flipping through cards to check, no more late fees or missed 0% APR windows.

ArkFlow bill reminder home screen

Make sense of your financial picture.

ArkFlow turns your assets, debts, and cash flow into a single freedom score, so you can see exactly where you stand and how far you are from the next milestone. It's not investment advice — just a clearer read of your own numbers.

ArkFlow freedom score view

Swipe to switch. Tap to check.

Every card in your wallet swipes, drags to reorder, and taps open with the same fluid gestures you already know from Apple Wallet. No learning curve — flipping through cards feels just like handling a real wallet.

ArkFlow card gesture interaction

Find the right card at a glance.

Don't want to flip one by one? Switch to the card wall view, where every card spreads out across the screen at once — your whole asset spread is visible in a single glance, more intuitive than a plain list.

ArkFlow card wall view

Start with one card. See the bigger picture.